:root {
      --primary: #2479a5;
      --primary-dark: #1a5c80;
      --primary-light: #e8f4fb;
      --text-dark: #5a5a5a;
      --text-mid: #444;
      --text-light: #666;
      --white: #fff;
      --border: #dce8f0;
    }


    .insurence_banner {
  background-image: url(../images/services/insurence/insurence-tech.jpg);
}



    /* ===== HERO ===== */
    .hero {
      background: linear-gradient(135deg, #0d4f72 0%, #2479a5 55%, #1e6690 100%);
      padding: 90px 0 70px;
      position: relative;
      overflow: hidden;
    }
    .hero::before {
      content: '';
      position: absolute; inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    }
    /* .hero .breadcrumb-bar {
      font-size: 0.78rem; color: rgba(255,255,255,0.65);
      margin-bottom: 20px; font-family: 'Poppins', sans-serif;
    }
    .hero .breadcrumb-bar a { color: rgba(255,255,255,0.8); text-decoration: none; }
    .hero .breadcrumb-bar a:hover { color: #fff; }
    .hero .breadcrumb-bar span { margin: 0 6px; }
    .hero h1 {
      color: #fff;
      font-size: 2.6rem;
      font-weight: 800;
      line-height: 1.2;
      margin-bottom: 18px;
      letter-spacing: -0.5px;
    } */
    .hero h1 span { color: #7dd3f8; }
    .hero .hero-sub {
      color: rgba(255,255,255,0.85);
      font-size: 1.05rem;
      max-width: 580px;
      margin-bottom: 32px;
      line-height: 1.7;
    }
    .hero .hero-btns { display: flex; gap: 12px; flex-wrap: wrap; }
    .btn-hero-primary {
      background: #fff; color: var(--primary); font-family: 'Poppins', sans-serif;
      font-weight: 700; font-size: 0.9rem; padding: 12px 28px;
      border-radius: 3px; border: none; text-decoration: none; display: inline-block;
      transition: all 0.2s;
    }
    .btn-hero-primary:hover { background: var(--primary-light); color: var(--primary-dark); text-decoration: none; }
    .btn-hero-outline {
      background: transparent; color: #fff; font-family: 'Poppins', sans-serif;
      font-weight: 600; font-size: 0.9rem; padding: 12px 28px;
      border-radius: 3px; border: 2px solid rgba(255,255,255,0.5); text-decoration: none;
      display: inline-block; transition: all 0.2s;
    }
    .btn-hero-outline:hover { border-color: #fff; background: rgba(255,255,255,0.1); color: #fff; text-decoration: none; }
    .hero-stats {
      display: flex; gap: 32px; margin-top: 44px; flex-wrap: wrap;
    }
    .hero-stat .num {
      font-family: 'Poppins', sans-serif; font-weight: 800; font-size: 2rem; color: #fff; line-height: 1;
    }
    .hero-stat .lbl { font-size: 0.78rem; color: rgba(255,255,255,0.7); text-transform: uppercase; letter-spacing: 0.5px; margin-top: 3px; }
    .hero-stat + .hero-stat { border-left: 1px solid rgba(255,255,255,0.2); padding-left: 32px; }
    .hero-icon-box {
      background: rgba(255,255,255,0.08);
      border: 1px solid rgba(255,255,255,0.15);
      border-radius: 8px; padding: 28px;
      backdrop-filter: blur(6px);
    }
    .hero-icon-box ul { list-style: none; padding: 0; margin: 0; }
    .hero-icon-box ul li {
      padding: 8px 0; color: rgba(255,255,255,0.85); font-size: 0.92rem;
      border-bottom: 1px solid rgba(255,255,255,0.1); display: flex; align-items: center; gap: 10px;
    }
    .hero-icon-box ul li:last-child { border-bottom: none; }
    .hero-icon-box ul li .fa { color: #7dd3f8; font-size: 0.85rem; }

        .hero-services-label {
            color: rgba(255, 255, 255, 0.6);
            font-size: 0.78rem;
            text-transform: uppercase;
            letter-spacing: 1px;
            margin-bottom: 14px;
            font-family: 'Poppins', sans-serif;
            font-weight: 700;
        }

        .hero-phone-link {
            margin-top: 16px;
            display: block;
            text-align: center;
            background: rgba(255, 255, 255, 0.15);
            color: #fff;
            border: 1px solid rgba(255, 255, 255, 0.3);
            border-radius: 3px;
            padding: 10px;
            font-family: 'Poppins', sans-serif;
            font-weight: 600;
            font-size: 0.85rem;
            text-decoration: none;
            transition: background 0.2s;
        }

        .hero-phone-link:hover,
        .hero-phone-link:focus {
            background: rgba(255, 255, 255, 0.25);
            color: #fff;
            text-decoration: none;
        }

        .why-section-intro {
            color: var(--text-mid);
        }

        .services-title-limit {
            max-width: 700px;
        }

        .step-item-last {
            margin-bottom: 0;
        }


    /* ===== SECTION STYLES ===== */
    section { padding: 70px 0; }
    .section-label {
      font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 0.72rem;
      color: var(--primary); text-transform: uppercase; letter-spacing: 2px;
      margin-bottom: 10px;
    }
    .section-title {
      font-size: 2rem; font-weight: 800; color: var(--text-dark); line-height: 1.25;
      margin-bottom: 14px;
    }
    .section-sub { color: var(--text-light); font-size: 1rem; max-width: 640px; margin-bottom: 44px; }
    .divider { width: 48px; height: 4px; background: var(--primary); border-radius: 2px; margin: 16px 0 24px; }

    /* ===== WHY SECTION ===== */
    .why-section { background: var(--primary-light); }
    .fail-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 16px; margin-top: 10px; }
    .fail-item {
      background: #fff; border-left: 4px solid var(--primary); border-radius: 4px;
      padding: 16px 20px; font-size: 0.93rem; color: var(--text-mid);
      display: flex; align-items: flex-start; gap: 12px;
    }
    .fail-item .fa { color: var(--primary); margin-top: 2px; flex-shrink: 0; }
    .why-outcome {
      background: var(--primary); color: #fff; border-radius: 6px; padding: 12px 16px; margin-top: 30px;
    }
    .why-outcome p { margin: 0; font-size: 1rem; line-height: 1.7; }
    .why-outcome strong { color: #fff; }

        /* ===== SECTION STYLES ===== */
    section { padding: 70px 0; }
    .section-label {
      font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 0.72rem;
      color: var(--primary); text-transform: uppercase; letter-spacing: 2px;
      margin-bottom: 10px;
    }
    .section-title {
      font-size: 2rem; font-weight: 800; color: var(--text-dark); line-height: 1.25;
      margin-bottom: 14px;
    }
    .section-sub { color: var(--text-light); font-size: 1rem; max-width: 640px; margin-bottom: 44px; }
    .divider { width: 48px; height: 4px; background: var(--primary); border-radius: 2px; margin: 16px 0 24px; }

    /* ===== WHEN CUSTOM MAKES SENSE ===== */
    .when-section { background: var(--primary-light); }
    .when-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 14px; margin-top: 10px; }
    .when-item {
      background: #fff; border-left: 4px solid var(--primary); border-radius: 4px;
      padding: 14px 18px; font-size: 0.92rem; color: var(--text-mid);
      display: flex; align-items: flex-start; gap: 10px;
    }
    .when-item .fa { color: var(--primary); margin-top: 3px; flex-shrink: 0; }
    .honest-box {
      background: var(--primary); color: #fff; border-radius: 6px; padding: 12px 16px; margin-top: 24px;
    }
    .honest-box p { margin: 0; font-size: 0.95rem; line-height: 1.7; }
    .honest-box strong { color: #7dd3f8; }

    /* ===== SERVICES CARDS ===== */
    .services-section { background: #fff; }
    .service-card {
      background: #fff; border: 1px solid var(--border);
      border-radius: 6px; padding: 30px;
      height: 100%; transition: box-shadow 0.2s, border-color 0.2s;
    }
    .service-card:hover { box-shadow: 0 8px 32px rgba(36,121,165,0.12); border-color: var(--primary); }
    .service-card .icon-wrap {
      width: 52px; height: 52px; background: var(--primary-light); border-radius: 6px;
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 16px;
    }
    .service-card .icon-wrap .fa { font-size: 1.4rem; color: var(--primary); }
    .service-card h3 { font-size: 1.1rem; font-weight: 700; color: var(--text-dark); margin-bottom: 10px; }
    .service-card p { font-size: 0.9rem; color: var(--text-light); margin-bottom: 14px; }
    .service-card .tag { font-size: 0.78rem; color: var(--primary); font-weight: 600; font-family: 'Poppins', sans-serif; }
    .service-card .what-list { list-style: none; padding: 0; margin: 10px 0 14px; }
    .service-card .what-list li {
      font-size: 0.85rem; color: var(--text-light); padding: 4px 0;
      display: flex; align-items: baseline; gap: 8px;
    }
    .service-card .what-list li::before { content: '—'; color: var(--primary); font-weight: 700; flex-shrink: 0; }
    .service-card .best-for {
      background: var(--primary-light); border-radius: 4px; padding: 10px 14px;
      font-size: 0.82rem; color: var(--text-mid); margin-top: 10px;
    }
    .service-card .best-for strong { color: var(--primary); }
    .service-card .card-link {
      display: inline-flex; align-items: center; gap: 6px;
      font-family: 'Poppins', sans-serif; font-weight: 600; font-size: 0.85rem;
      color: var(--primary); text-decoration: none; margin-top: 16px;
    }
    .service-card .card-link:hover { color: var(--primary-dark); }

    /* ===== WHO NEEDS ===== */
    .who-section { background: #f8fbfd; }
    .check-list { list-style: none; padding: 0; margin: 0; }
    .check-list li {
      padding: 10px 0; border-bottom: 1px solid var(--border);
      display: flex; align-items: flex-start; gap: 12px;
      font-size: 0.93rem; color: var(--text-mid);
    }
    .check-list li:last-child { border-bottom: none; }
    .check-list li .fa { color: var(--primary); margin-top: 2px; flex-shrink: 0; }

    /* ===== WHY ALPHONIC ===== */
    .why-alpha { background: #fff; }
    .reason-card {
      background: #fff; border: 1px solid var(--border); border-radius: 6px;
      padding: 24px; height: 100%; transition: all 0.2s;
    }
    .reason-card:hover { border-color: var(--primary); box-shadow: 0 4px 20px rgba(36,121,165,0.1); }
    .reason-card .fa { font-size: 1.6rem; color: var(--primary); margin-bottom: 12px; display: block; }
    .reason-card h4 { font-size: 1rem; font-weight: 700; color: var(--text-dark); margin-bottom: 8px; }
    .reason-card p { font-size: 0.88rem; color: var(--text-light); margin: 0; }

    /* ===== APPROACH ===== */
    .approach-section { background: var(--primary-light); }
    .step-item { display: flex; gap: 20px; margin-bottom: 28px; }
    .step-num {
      width: 42px; height: 42px; background: var(--primary); color: #fff;
      border-radius: 50%; display: flex; align-items: center; justify-content: center;
      font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 1rem; flex-shrink: 0;
    }
    .step-content h4 { font-size: 1rem; font-weight: 700; color: var(--text-dark); margin-bottom: 4px; }
    .step-content p { font-size: 0.9rem; color: var(--text-light); margin: 0; }

    /* ===== PRICING ===== */
    .pricing-section { background: #fff; }
    .pricing-card {
      background: #fff; border: 2px solid var(--border); border-radius: 8px;
      padding: 32px; text-align: center; height: 100%; transition: all 0.2s;
    }
    .pricing-card.featured { border-color: var(--primary); box-shadow: 0 8px 32px rgba(36,121,165,0.15); }
    .pricing-card .fa { font-size: 2rem; color: var(--primary); margin-bottom: 14px; }
    .pricing-card h4 { font-size: 1.1rem; font-weight: 700; color: var(--text-dark); margin-bottom: 8px; }
    .pricing-card .price-range {
      font-family: 'Poppins', sans-serif; font-weight: 800; font-size: 1.1rem;
      color: var(--primary); margin: 10px 0;
    }
    .pricing-card p { font-size: 0.88rem; color: var(--text-light); margin: 0; }
    .pricing-badge {
      background: var(--primary); color: #fff; font-size: 0.72rem;
      font-weight: 700; padding: 3px 10px; border-radius: 20px;
      display: inline-block; margin-bottom: 12px; font-family: 'Poppins', sans-serif;
    }

    /* ===== CTA ===== */
    .cta-section {
      background: linear-gradient(135deg, #0d4f72 0%, #2479a5 100%);
      padding: 70px 0;
    }
    .cta-section h2 { color: #fff; font-size: 2rem; font-weight: 800; margin-bottom: 14px; }
    .cta-section p { color: rgba(255,255,255,0.85); font-size: 1rem; max-width: 560px; margin: 0 auto 28px; }
    .cta-contact-info { margin-top: 28px; }
    .cta-contact-info a {
      color: #7dd3f8; text-decoration: none; font-family: 'Poppins', sans-serif;
      font-weight: 600; font-size: 0.95rem;
    }
    .cta-contact-info a:hover { color: #fff; }
    .cta-contact-info span { color: rgba(255,255,255,0.4); margin: 0 12px; }
    .service-links { margin-top: 30px; display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; }
    .service-links a {
      background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.25);
      color: #fff; text-decoration: none; font-family: 'Poppins', sans-serif;
      font-weight: 500; font-size: 0.82rem; padding: 7px 16px; border-radius: 3px;
      transition: all 0.2s;
    }
    .service-links a:hover { background: rgba(255,255,255,0.22); color: #fff; }


    /* ===== UTILS ===== */
    .text-primary-custom { color: var(--primary) !important; }
    .btn-primary-custom {
      background: var(--primary); color: #fff; font-family: 'Poppins', sans-serif;
      font-weight: 600; border-radius: 3px; border: none; padding: 11px 28px; font-size: 0.9rem;
      transition: background 0.2s; display: inline-block; text-decoration: none;
    }
    .btn-primary-custom:hover { background: var(--primary-dark); color: #fff; text-decoration: none; }
    .btn-outline-custom {
      background: transparent; color: var(--primary); border: 2px solid var(--primary);
      font-family: 'Poppins', sans-serif; font-weight: 600; border-radius: 3px;
      padding: 9px 24px; font-size: 0.9rem; transition: all 0.2s; display: inline-block; text-decoration: none;
    }
    .btn-outline-custom:hover { background: var(--primary); color: #fff; text-decoration: none; }

        /* ===== TECH STACK ===== */
    .tech-section { background: #fff; }
    .tech-group { margin-bottom: 20px; }
    .tech-group .tech-label {
      font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 0.8rem;
      color: var(--primary); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 10px;
    }
    .tech-tags { display: flex; flex-wrap: wrap; gap: 8px; }
    .tech-tag {
      background: var(--primary-light); color: var(--primary);
      font-family: 'Poppins', sans-serif; font-weight: 600; font-size: 0.8rem;
      padding: 5px 14px; border-radius: 3px; border: 1px solid #c5dff0;
    }
    @media (max-width: 768px) {
      .hero h1 { font-size: 1.8rem; }
      .section-title { font-size: 1.5rem; }
      .hero-stats { gap: 16px; }
      .hero-stat + .hero-stat { border-left: none; padding-left: 0; }
    }